Pradanmantri Kisan Samman Yojna
As an Indian citizen, I am proud to be living in a country that has taken numerous steps to empower its farmers and enhance their lives. One such initiative is the Pradhan Mantri Kisan Samman Yojna (PMKSY) launched by Prime Minister Narendra Modi in December 2018. This scheme provides financial assistance to farmers to cover their expenses on agricultural inputs such as seeds, fertilizers, and pesticides. It also provides financial assistance to farmers during natural calamities and helps them to cover the costs of irrigation and agricultural machinery. PMKSY has been instrumental in improving the lives of farmers across India and has been widely appreciated. In this article, I will discuss the features of this scheme, its objectives, and its impact on
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Pradhanmantri Kisan Samman
Pradhanmantri Kisan Samman Yojana (PM-KSY) is a welfare scheme introduced by the Government of India to provide financial assistance to small and marginal farmers. The scheme was launched in 2018 to ensure financial stability and social security for farmers in India. It provides an assured income support of Rs. 6,000 per year to small and marginal farmers in three equal installments. The scheme is being implemented in all Indian states and Union Territories.
According to the Ministry of Agriculture and Farmers Welfare, the scheme has benefited over 8.5 crore small and marginal farmers, providing a total of Rs. 51,000 crore directly to their bank accounts. This financial assistance has played a critical role in stabilizing the income of farmers in the country and providing them with greater economic security.
PM-KSY has further enhanced the welfare of farmers by providing access to various services such as crop insurance and soil health cards. This has enabled them to become more resilient in the face of changing climatic conditions and natural disasters. Additionally, the scheme has also enabled the government to reach out to a larger number of farmers and educate them about the various government programs and initiatives.
The scheme has also helped reduce the burden of debt on farmers by providing additional income and other benefits. This has enabled them to invest in their farms, leading to increased productivity and increased incomes. Moreover, the scheme has also enabled farmers to access credit at low interest rates.
Overall, PM-KSY has been highly successful in providing financial security to small and marginal farmers across the
Eligibility: Who Qualifies?
The Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) is a Central Sector Scheme launched by the Government of India in 2019 with an aim to supplement the income of small and marginal farmers. Under this scheme, the government provides an annual financial assistance of Rs.6000 to small and marginal farmers on an annual basis. In order to be eligible for this scheme, the farmers must own up to two hectares of irrigated land or up to five hectares of non-irrigated land. Additionally, they must be registered with the local revenue authorities.
As per the Ministry of Agriculture and Farmers Welfare, more than 8.5 crore farmers have been benefited from the PM-Kisan Samman Nidhi so far. The scheme provides a great opportunity for small and marginal farmers to supplement their income and meet their expenses for cultivation, irrigation, farm maintenance and other needs. The scheme has also helped to reduce the socioeconomic disparities between the small and marginal farmers and the larger farmers.
The scheme also covers tenant farmers, sharecroppers and oral lessees, provided they fulfil the other eligibility criteria. To avail this scheme, the farmers need to register themselves either online or offline with the local revenue authorities. The registration process is easy and can be done in a few steps. Once registered, the farmers will receive the financial assistance directly into their bank accounts.
The Pradhan Mantri Kisan Samman Nidhi is a revolutionary scheme of the Government of India that has enabled small and marginal farmers to supplement their income and increase their access to
Benefits: What’s Offered?
Pradhanmantri Kisan Samman Yojna (PM-KISAN) is an income support scheme launched by the Indian government to provide income support to all landholding farmers’ families across India. Under the scheme, a sum of Rs 6,000 is provided to small and marginal farmers in three instalments per year. This support is aimed at supplementing the income of farmers who are facing financial difficulty in running their households and are engaged in agricultural activities.
The PM-KISAN scheme provides an important and timely financial assistance to farmers. This will help them in meeting their daily needs, buying inputs and improving their incomes. As of April 2021, more than 10.46 crore farmers have been benefited from this scheme. The government has also announced that it will be providing additional benefits to farmers such as pension, insurance and other financial assistance.
The PM-KISAN scheme is open to all small and marginal farmers having landholding up to two hectares. The scheme is funded by the Government of India and supported by various state governments. Farmers can apply for the scheme through the official PM-KISAN portal. They can also approach their nearest Common Service Centre (CSC) to get assistance in the application process.
The government has also launched a number of initiatives to improve the economic condition of farmers. These include the Pradhanmantri Fasal Bima Yojana (PMFBY) to provide insurance coverage for crops and the Pradhanmantri Krishi Sinchayee Yoj
Objectives: Why the Scheme?
Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) is a government scheme launched by the Indian government in 2019, designed to provide support to small and marginal farmers in India. The scheme provides an income support of up to Rs. 6,000 per year, which is to be given in three equal installments of Rs. 2,000 each. It is estimated that the scheme has a budget of Rs. 75,000 crore and is expected to benefit approximately 12 crore small and marginal farmers.
The main objective of the scheme is to supplement the income of small and marginal farmers and to ensure that they have access to financial security. The scheme was established to ensure that farmers are not unable to invest in agricultural activities due to financial constraints. Additionally, it is also intended to provide farmers with financial resources to purchase inputs necessary for their agricultural activities.
The scheme is open to small and marginal farmers holding a valid landholding certificate, and they must have registered with the Agricultural Department of their respective State Governments. It is mandatory for the beneficiaries to have an Aadhaar number to be eligible for the scheme. The scheme is also open to sole proprietors and tenant farmers who are registered with the Agricultural Department.
The scheme is being implemented by the Department of Agriculture, Cooperation and Farmers Welfare of the Ministry of Agriculture and Farmers Welfare, Government of India. It aims to provide a direct monetary benefit to the farmers, allowing them to cover the cost of agricultural inputs, such as seeds and fertilizers. The scheme is also hoped to boost rural livelihoods and contribute
Challenges: Problems Faced
Pradhan Mantri Kisan Samman Yojna (PMKSY) is a flagship scheme of the Government of India, aimed at supporting small and marginal farmers in India. However, various challenges and problems have been identified in its implementation.
According to research, the biggest challenge in implementing PMKSY is the difficulty in accurate identification of beneficiaries. Poor rural infrastructure, such as lack of internet connectivity, has made it difficult to reach out to the most vulnerable farmers. Additionally, the lack of access to banking and insurance services has hindered the successful implementation of the scheme.
Another issue is the complexity of the scheme. The scheme includes several components, such as insurance, pension, and direct benefit transfers, which make it challenging to understand and access the scheme’s benefits. Moreover, the lack of awareness among the farmers has been identified as the primary reason why they are unable to take advantage of the scheme.
In addition, the payment process is another major challenge. There have been numerous delays in the payment process, which has discouraged farmers from participating in the scheme. Furthermore, many beneficiaries have had to wait for months for the payment to be processed.
Finally, the implementation of the scheme has been hindered by its inadequate budget allocation. The scheme’s inadequate budget allocation has resulted in a lack of resources to expand its scope and reach. As a result, the scheme has failed to benefit a large number of farmers in India.
It is clear that PMKSY is facing numerous challenges and problems in its implementation. However, with proper awareness and
Implementation: How is it Implemented?
The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme was implemented by the Indian Government in 2019. It is a financial scheme that provides income support of Rs. 6000 per annum to small and marginal farmer households across the country. The scheme covers over 14.5 crore farmer households, with 8.7 crore households being from Uttar Pradesh alone.
The income support is provided in three equal instalments of Rs. 2000 each, which are directly transferred to the bank accounts of the farmers. The money is released based on Aadhaar authentication, ensuring that the funds are transferred directly to the intended beneficiaries without any leakage or diversion.
To ensure that the scheme is implemented properly, the government has set up a centralised PM-KISAN portal. This portal contains all the information regarding the registration process, including eligibility criteria, list of beneficiaries, and the status of fund disbursement.
The scheme also has a grievance redressal system, which allows farmers to contact their local state government officials in case of any disputes related to their benefits. In addition, the funds are monitored to ensure that the money is being used for the intended purpose. The government also conducts regular audits to ensure the transparency and accountability of the scheme.
Overall, the Pradhan Mantri Kisan Samman Nidhi scheme is helping to ensure that small and marginal farmers across India are receiving the income support they deserve. It has helped to improve the economic condition of millions of farmers and has been widely praised as one of
Impact: What’s the Result?
The Pradhan Mantri Kisan Samman Yojna (PM-KISAN), launched by the Indian government in 2019, has had a significant impact on the lives of small-scale farmers in the country. The scheme was designed to provide financial assistance to small and marginal farmers, allowing them to avail of certain benefits. According to official estimates, the scheme has provided direct benefit transfer of over ₹1.03 lakh crore to more than 8.69 crore farmers over the past year, even in the face of the unprecedented COVID-19 pandemic.
Moreover, PM-KISAN has had a positive effect on the agricultural sector of the country. The scheme has helped farmers to access timely credit, along with increased access to agricultural inputs like seeds, fertilizers, and other inputs. This has, in turn, enabled them to produce higher yields and earn higher incomes. Furthermore, the scheme has improved rural livelihoods and financial inclusion of small and marginal farmers.
Furthermore, the PM-KISAN scheme has also helped in reducing poverty and creating economic opportunities. Through this scheme, many farmers have been able to begin ventures of their own, helping to create employment and boost incomes. This, in turn, has had a positive impact on the country’s economy.
It is clear that the Pradhan Mantri Kisan Samman Yojna has had a major impact on the lives of small-scale farmers in India. The scheme has provided much-needed financial assistance to farmers, aiding them in accessing timely credit and
Conclusion
Pradhan Mantri Kisan Samman Yojana is a great initiative by the Indian Government to improve the financial situation of the farmers. It ensures that all farmers receive financial aid even if they do not own land. It also provides farmers with a pension and insurance plans. Furthermore, it helps to promote agricultural growth in the country. The scheme also encourages farmers to use modern technology and farming practices to increase their productivity. All in all, Pradhan Mantri Kisan Samman Yojana is a welcome step in improving the lives of farmers and helping the nation achieve sustainable development. Therefore, I strongly recommend that all farmers take advantage of this scheme and reap its benefits.
