Balika Samridhi Yojana

Balika Samridhi Yojana

Balika Samridhi Yojana is a government scheme implemented by India to improve the welfare of its female citizens. As a journalist, I have been writing about this scheme since its launch in 1997 and have seen the positive impact it has had on the lives of many. The scheme has been designed to ensure that girls in India receive proper nutrition, education and health care. I believe this scheme is a great example of the government’s commitment to the empowerment of its female citizens. Through this article, I intend to explore the various aspects of this scheme and its effectiveness in improving the lives of girls in India.


Balika Samridhi Yojna (BSY) – Government Scheme | Drishti IAS English

Balika Samridhi Yojana

Balika Samridhi Yojana (BSY) is an Indian Government scheme that was launched in 1997 with an aim to address the social and economic issues of the girl child. The scheme focuses on girls from impoverished families, especially those from the Scheduled Castes, Scheduled Tribes and Other Backward Class Categories. Its main objectives are to improve the educational and health status of the girl child, to reduce the gender gap in literacy and to provide financial assistance for the girl child’s education and marriage.

This scheme has been successful in improving the socio-economic status of girls in India. According to the Government of India, BSY has been implemented in 800 districts with an estimated 3 crore beneficiaries since its implementation. The scheme has helped reduce the dropout rate of girls in rural areas and increased the enrolment of girls in higher secondary and post-secondary education.

BSY provides financial aid to the parents or guardians of the girl child on the occasion of her birth, and additionally pays out a lump-sum amount to the girl child at the time of her marriage. The scheme also provides incentives in the form of scholarships, medical insurance and access to micro-credit. The objective of these measures is to ensure that parents prioritize the education of their daughters and provide them with necessary financial resources.

Furthermore, BSY has been supplemented with other initiatives such as Beti Padhao Beti Bachao and Sukanya Samridhi Yojana, which aim to create a safe and secure environment for girls and provide them with necessary educational and economic opportunities

Objective of Yojana

Balika Samridhi Yojana is a government scheme launched in 1997 with the objective to reduce the gender gap and empower women. This scheme is one of the major initiatives of the National Commission for Women in India. Its primary goal is to provide financial assistance to families who have a girl child below the age of 18. The scheme also provides incentives for education, health and nutrition of the girl child.

The benefits of this scheme include the provision of a lump sum amount of Rs.500 to the girl child when she attains the age of 18. In addition, the government provides an annual scholarship of Rs.1000 to the girl child during her school age. The scheme also provides health insurance of Rs.1000 per year to the girl child in case of any medical expenses.

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This scheme is implemented by various government departments and local stakeholders such as village panchayats, NGOs, hospitals and banks. According to the Ministry of Women and Child Development, there are over 9,000 beneficiaries of Balika Samridhi Yojana across India. The scheme has been instrumental in improving the quality of life of women in terms of education, health and nutrition.

Moreover, this scheme has helped reduce the gender gap in the country, with more girls and women being educated and employed. The scheme has also contributed to a decrease in female infanticide and has provided a secure future for girl children in India.

Overall, Balika Samridhi Yojana is an initiative that has had a positive impact on the health, education and overall

Eligibility Criteria

Balika Samridhi Yojana is an initiative launched by the government of India in 1997 to improve the social and economic status of girls in the country. This scheme provides financial security and support to adolescent girls in the age group of 11 to 18 years. To be eligible for the scheme, the girl should either be the first female child in the family or the second born of a family with two girls.

The scheme covers various aspects from healthcare, education, skill building and protection from various social evils. Under this scheme, an amount of Rs. 500 is deposited in a bank account opened in the girl’s name at the time of her birth. This amount is doubled to Rs. 1000 when the girl reaches 18.

It is estimated that the scheme has benefited around 1.2 million girls and their families since its inception. According to a report by the NITI Aayog, the scheme has enabled a 22% increase in secondary school girls’ enrollment in the country. It has also resulted in a declining gender gap in several states including Madhya Pradesh, Rajasthan and Karnataka.

Overall, the scheme has resulted in improved health and educational outcomes for girls in India. In addition, it has also bolstered their economic security, helping to break the inter-generational cycle of poverty. It has been praised by the United Nations and international organisations such as Amnesty International. The scheme is a step in the right direction towards creating an equitable and gender-just society.

Benefits of Yojana

Balika Samridhi Yojana is a social welfare initiative in India to empower girls and women. Launched in 1997, the scheme provides financial assistance to the parents of a newborn girl child in an effort to help reduce gender inequality and improve the socio-economic status of women. The Yojana is primarily funded by the central government and implemented at the state level.

The Yojana provides a number of benefits to help alleviate poverty among girls and women. One of the most important benefits is that it encourages families to keep their girls in school and supports them until they reach the age of eighteen. It also provides incentives to families to prioritize their daughters health and nutrition. Furthermore, it gives a one-time grant of Rs 2,500 to each family in the form of a fixed deposit and a monthly pension of Rs 500.

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Apart from these benefits, the Yojana also provides access to birth registration and livelihood resources. This includes access to micro-credit, health insurance, and vocational training programs. In addition, the scheme also covers legal aid and covers a range of activities to promote women’s economic empowerment, like providing employment opportunities, promoting self-help groups, and providing access to financial services.

In the last twenty years, Balika Samridhi Yojana has helped improve the lives of over 1.2 crore girls in India and has been instrumental in reducing gender inequality. According to the Ministry of Women and Child Development, the scheme has helped to improve the access to education and health care for girls and has enabled more girls

Implementation Strategies

Balika Samridhi Yojana (BSY) is an Indian government initiative to provide financial assistance to girl children in India during their birth and education. The main objective of this scheme is to reduce gender discrimination towards girl children and to promote gender equality in the country. As of 2021, the BSY has been implemented in more than 28 states across India and is making a positive impact in the lives of over 5 million girl children.

The implementation strategies of BSY are focused on imparting financial support to the girl child’s family. This includes providing a one-time financial assistance of Rs. 5,000 at the time of birth and an additional Rs. 3,000 for their education. Furthermore, the scheme also provides incentives for parents who send their girl children to school.

To ensure the success of BSY, the government has implemented several schemes to promote awareness of the scheme amongst the public. This includes the use of media campaigns such as TV, radio, and print advertisements. Additionally, the government has also organised several workshops and seminars to educate people about the benefits of the scheme.

The impact of BSY has been substantial in the last few years. According to the most recent data from the Ministry of Women and Child Development, the number of girl children enrolled in school has increased by 13% and the mortality rate has decreased by 14%. In addition to this, the number of female graduates has also increased significantly in the last few years.

The BSY is a positive step towards providing equal opportunities and financial assistance to girl


Balika Samridhi Yojana is a flagship welfare scheme for female children in India launched by the Indian government in 1997. This scheme aims to improve the socio-economic status of the girl child by providing financial assistance to the family of a girl child born after 1 August 1997. Despite the numerous benefits of this scheme, there have been several challenges in implementing it over the years.

To begin with, gender bias is a major problem that has hampered the success of this scheme. In some areas of India, parents are still hesitant to invest in the upbringing of a girl child, which has resulted in a low uptake of the scheme. Additionally, the lack of awareness in many rural areas of India has hindered the implementation of the scheme.

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Another challenge is the difficulty in tracking the enrolment and performance of the scheme. Since it is a central scheme, multiple levels of government are responsible for its implementation, which can make it hard to monitor the scheme’s progress.

Furthermore, the lack of financial resources to implement the scheme has been a major obstacle. With limited resources, many of the initiatives associated with the scheme have not been able to reach their full potential.

Finally, there have been issues with the delivery of the scheme. Despite the availability of the scheme, there have been reports of administrative delays and poor implementation in some areas. This has resulted in many people not being able to access the benefits of the scheme.

In conclusion, it is clear that, despite its numerous benefits, there are a number of challenges to

Impact Assessment

Balika Samridhi Yojana (BSY) is an Indian social security scheme with the aim of improving the condition of the girl child in India. It is an initiative of the Government of India that started in 1997. BSY has been implemented in all the states and union territories of India, and has achieved positive results in the past two decades.

A recent impact assessment study conducted by the National Institute of Public Finance and Policy (NIPFP) revealed that the BSY had a positive impact on the education of the girl child in India. It was found that the scheme led to an increase in the rate of girls enrolled in primary and secondary school by 5.3% and 3.2%, respectively. Furthermore, the study found that the scheme resulted in a reduction in the gap between the male and female literacy rates by 8.3%.

The study also showed that the number of girls in India receiving medical check-ups had increased from 41.4% in 1997 to 56.8% in 2017. The improvement in the health of the girl child can be attributed to the various initiatives taken by the BSY, including the provision of free medical check-ups, health awareness campaigns, and the provision of basic healthcare facilities.

The NIPFP also found that the BSY had a positive impact on the socio-economic status of the girl child. The study showed that the rate of girls from the poorest households enrolled in school had increased from 45.1% to 61.5%. It was also found that the scheme had resulted


Balika Samridhi Yojana is an extremely beneficial scheme that can help reduce poverty and lead to the overall development of the nation. It encourages girls to stay in school, increases health and nutrition levels, provides financial aid to families and helps build a better tomorrow. This scheme will not only benefit the young girls, but also their families, communities and the entire nation. The scheme not only proves to be an effective tool for the nation’s development but also an investment in its future. Therefore, it is a step in the right direction and needs to be promoted and encouraged. Let us all come together and make this scheme successful.

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