Pm Kisan Nidi Yojna

The Pradhan Mantri Kisan Nidhi Yojana (PM-KISAN) was announced by the Prime Minister of India in February 2019, as a way to provide financial support to small and marginal farmers. It is a central sector scheme which seeks to provide income support to all eligible farmer families in India, with a focus on those who have small or marginal land holdings. The scheme was launched to ensure that our farmer families are able to realize their full potential, and to improve their overall economic condition. The goal of the PM-KISAN scheme is to provide direct income support to farmers, which will help them in meeting their daily needs and also provide them with a sense of financial security. This article is an attempt


PM Kisan Nidhi Yojana

PM Kisan Nidhi Yojana is a central government initiative led by the Indian Prime Minister Narendra Modi and launched in 2019. The scheme is designed to provide financial assistance to farmers across the country in the form of income support. Under this scheme, farmers are eligible to receive an annual income support of Rs. 6000, which is released in three equal installments of Rs. 2000 each.

The scheme is available to all farmers across India, regardless of their caste, religion, or financial background. Over 14 crore farmers have already registered for the scheme and have been receiving the income support since February 2020. This scheme has seen a significant rise in the income of the farmers, making them more financially secure.

The scheme is implemented by the Ministry of Agriculture and Farmers’ Welfare, in collaboration with the Ministry of Finance. It has been backed by an allocation of Rs. 75,000 crores for 2020-21. In addition, several other initiatives such as PM Kisan Maandhan Yojana and PM Kisan Samman Nidhi Yojana have been launched to provide further financial support for the farmers.

The Government of India has also launched the PM Kisan portal to facilitate the distribution of income support. The portal provides information about the scheme and also allows farmers to apply for the scheme online. It also enables farmers to check the status of their application and receive information regarding the release of the installments.

PM Kisan Nidhi Yojana has been a great success and is a major step towards the economic welfare of farmers across India.

Benefits: Financial Support, Insurance

PM Kisan Nidhi Yojana is an initiative by the Government of India with the aim of providing financial assistance to small and marginal farmers in the country. It was launched in 2019 with a budget allocation of Rs 75,000 crore for the year. Under this scheme, the government provides a financial support of Rs 6,000 per year to small and marginal farmers, in three equal installments of Rs 2,000. This amount is expected to help farmers in meeting their essential needs and help them overcome their financial difficulties.

In addition to the financial support, PM Kisan Nidhi Yojana also provides life insurance cover of Rs 2 lakh and accidental death cover of Rs. 2 lakh to all the beneficiaries under the scheme. This cover is provided to the farmer’s family in case of an untimely death of the farmer. The scheme also offers an additional benefit of providing pension of Rs 3,000 per month to farmers between the ages of 60 to 70.

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The scheme has been a great success and according to the Ministry of Agriculture, it has benefited more than 8.7 crore farmers in the first installment itself. The number of beneficiaries is expected to increase in the future. The scheme provides immense benefits to the farmers who are the backbone of the nation’s economy and this has been welcomed by the agricultural sector.

To apply for the PM Kisan Nidhi Yojana, farmers have to register their details online on the PM-Kisan website. They need to submit their basic details like Aadhaar number, bank account details, and mobile number

Eligibility Criteria

The Pradhan Mantri Kisan Nidhi Yojana (PM-KISAN) is an income support program designed to provide financial assistance to small and marginal farmers in India. The scheme was launched by Prime Minister Narendra Modi in February 2019, with a total budget of Rs 75,000 crore.

In order to be eligible for the scheme, farmers must own less than two hectares of land and be registered as a cultivator with their relevant state government. In addition, the land must not be used for commercial activities or for any other purpose other than farming. The scheme covers all farmers irrespective of their caste, religion or gender.

As of April 2020, over 10.5 crore farmers have been enrolled in the scheme, with over Rs 55,000 crore being disbursed to them. The amount provided to each farmer is Rs 6,000 per year, which is paid out in three installments of Rs 2,000 each. This amount is expected to increase to Rs 10,000 in the near future.

The PM-KISAN scheme is a major government initiative to improve the lives of India’s small and marginal farmers. It is estimated that the scheme will benefit more than 12 crore farmers, and will help to reduce the economic burden felt by these farmers. Moreover, the scheme ensures that no farmer is left out of the benefits of the scheme due to lack of information or resources.

Registration Process

Pradhan Mantri Kisan Nidhi Yojana (PM-KISAN), launched by the Indian Government in 2019, is a welfare scheme dedicated to the improvement of small and marginal farmers in India. It provides direct income support of Rs.6000/- per annum to farmers who own less than two hectares of land. The registration process for this scheme is fairly straightforward.

To start, farmers need to visit the official website of PM-KISAN and click on the ‘Register’ button. Next, they need to fill in the details required in the application form with their Aadhaar number, bank IFSC code, etc. After submitting the registration form, the farmer will receive a unique PM-KISAN ID. This ID will be used for receiving the benefits of the scheme.

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The registration process is further simplified by the fact that it can be done digitally as well, through the Common Service Centers. State Governments also facilitate the registration process by conducting camps and helping farmers with the entire registration process.

Once registered, the farmers need to update their information such as bank details, Aadhaar number, etc. in a timely manner to ensure they receive the money on time. According to the Government’s latest report, over 8 crore farmers have already been registered under the PM-KISAN scheme.

The PM-KISAN scheme is playing a crucial role in the betterment of farmers in India and its registration process is quite simple. So if you are a small or marginal farmer, make sure to get yourself

Payment Process

The Pradhan Mantri Kisan Nidhi Yojna (PM Kisan) was launched in 2019 with the aim of providing direct cash transfers to farmers across India. Under the scheme, farmers receive an income support of Rs. 6,000 per year in three equal installments of Rs. 2,000 each. The payment process of PM Kisan is simple and efficient.

The payment is made directly to the beneficiary’s bank account, with Aadhar number being the key parameter to identify and authenticate the beneficiary. Currently, the disbursement process is being carried out by the Public Financial Management System (PFMS) and National Payments Corporation of India (NPCI).

As of March 2021, the cumulative amount disbursed under the PM Kisan scheme has crossed Rs. 1.76 Lakh Crores, benefiting more than 10 crore farmers across the country. Furthermore, the government has made it mandatory for recipients to link their bank accounts with their Aadhar number for successful transfers.

The government has also encouraged the use of digital mediums for a seamless disbursement process. The PM Kisan mobile app provides an easy platform to track payments and avail other services related to the scheme. Additionally, the Common Services Centres (CSC) provide access to banking and other e-governance services at the village level.

Overall, the PM Kisan scheme has improved the financial security of farmers across India and the payment process is easy and efficient, ensuring that the benefit reaches the right beneficiaries.


Pradhan Mantri Kisan Nidhi Yojna (PM-Kisan) is a welfare measure initiated by the Government of India to provide financial aid to small and marginal farmers in India. Though it was launched in 2019, several challenges still exist in the proper implementation of the scheme.

Firstly, there is a lack of awareness among the farmers about the PM-Kisan Yojna. According to a 2018 survey report by the NITI Aayog, only 30% of the beneficiaries were aware of the scheme and its benefits. This lack of awareness has hindered the farmers from availing the benefits of this scheme.

Secondly, the rural banking infrastructure in India is lacking in terms of both access and capacity. This has posed a challenge for the proper disbursal of the PM-Kisan Yojna funds. Moreover, there is also a lack of trained staff to provide the necessary guidance to the farmers regarding the scheme.

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Thirdly, due to the complexity of the application process, the majority of the farmers are unable to fulfil the criteria or complete the application process. Thus, many of the eligible farmers fail to avail the benefits of the Yojna.

Finally, a majority of the PM-Kisan funds have been misdirected to ineligible beneficiaries due to the high level of corruption in the system. This has resulted in a huge amount of financial loss to the government exchequer.

In order to ensure the successful implementation of the PM-Kisan Yojna, measures must be


The Pradhan Mantri Kisan Nidhi Yojana (PMKSY) is a major agricultural initiative by the Government of India and is an important part of India’s efforts to ensure the economic and social advancement of the country’s farmers and farming communities. The scheme provides direct financial support to small and marginal farmers across the country, helping them to manage their farming operations, including the purchase of inputs such as fertilizers and seeds. Since its launch in February 2019, the PMKSY has benefited over 8.86 crore farmers and has provided financial support of Rs. 79,892 crores.

The scheme has made a significant impact on the livelihoods of farmers in rural India with its various initiatives such as providing direct financial support to small and marginal farmers, providing subsidized fertilizers and seeds, and facilitating access to credit and other agricultural-related resources. Furthermore, the PMKSY has also provided financial assistance to farmers for investment in farm-related activities such as irrigation and mechanization. The PMKSY has also helped to improve the socio-economic conditions of farmers by providing them with access to better healthcare and educational facilities.

The PMKSY has been successful in improving the incomes of small and marginal farmers, which has helped to reduce poverty and improve food security in India. According to a report by the Ministry of Agriculture and Farmers’ Welfare, the scheme has resulted in an increase in per capita income of small and marginal farmers by 5.5%. In addition, the scheme has resulted in an increase in the production of pulses and


PM Kisan Nidhi Yojana is a great scheme for farmers across India. It has enabled them to stay afloat despite the challenging economic times and has provided a great financial cushion for them. This scheme has encouraged farmers to increase their productivity and has enabled them to access new technologies, thus helping them increase their income. It has also helped reduce the financial burden of farmers, allowing them to focus more on improving the quality of their produce. All in all, the PM Kisan Nidhi Yojana has been immensely beneficial to the farming community in India. I would urge everyone to spread the word about this scheme and help the farming community to benefit from it.

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