Samman Nidhi Yojna

Samman Nidhi Yojna

As an Indian citizen, I am very familiar with the Samman Nidhi Yojna. It is an initiative of the Government of India that provides financial assistance to senior citizens, widows, and Divyangs. This scheme was launched in 2019 with the intention of providing financial support to those in need. The Samman Nidhi Yojna has been successful in helping those who are unable to access other forms of economic assistance. It is a great example of how the Government of India is providing aid to its citizens. In this article, I will discuss in more detail the various aspects of the Samman Nidhi Yojna and its impact on the lives of many.


Samman Nidhi Yojna

Samman Nidhi Yojna is an important welfare scheme initiated by the Indian central government in 2018 to provide financial assistance to Small and Marginal farmers in the country. This scheme aims to provide an income support of 6000 rupees annually to these farmers, who are otherwise unable to provide for themselves. This is done in an effort to protect the economic interests of this vulnerable section of the population.

Statistics show that the scheme has been successful in reaching 5.9 crore small and marginal farmers in the country. This financial assistance has enabled them to cover their various expenses and even invest in their own agricultural production or business ventures. Samman Nidhi Yojna has undoubtedly been a lifeline for many small farmers who otherwise had no means of support.

The Ministry of Agriculture & Farmers’ Welfare is directly responsible for the implementation and execution of the scheme. The scheme is currently operational in all states and union territories of India. The government has also set up an online portal to facilitate the smooth disbursal of the benefits to the farmers.

The scheme is an example of the government’s commitment to empower farmers and improve the agricultural sector of the country. It has helped in safeguarding the economic interests of small and marginal farmers in the country and promoting their financial security. The success of the scheme has also been acknowledged by the World Bank and other international organizations.

Undoubtedly, Samman Nidhi Yojna is a key measure for the advancement of farmers in India and has been instrumental in providing economic relief to this vulnerable section

Overview of Scheme

The Samman Nidhi Yojana is a pension scheme launched by the Government of India in August 2019. It is part of the Pradhan Mantri Kisan Samman Nidhi, a flagship scheme of the government, to provide income support to small and marginal farmers. Under this scheme, eligible farmers receive a minimum of ₹6,000 per year in three equal installments, directly into their bank accounts. The scheme is available to farmers having landholding of up to two hectares and provides assistance to those who are between 18-40 years of age. To avail the scheme, the farmers have to register themselves with the local agriculture department.

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According to the Ministry of Agriculture, over 86 million farmers have already registered for the scheme, with a total coverage of about 99% of the total farmer population in India. The scheme is expected to benefit more than 12 crore farmers, and provide much needed financial support to the rural population. In addition, the scheme is also expected to improve agricultural productivity, as the money provided will help farmers purchase quality inputs and services.

As part of the scheme, farmers are also provided with crop insurance and access to agricultural credit. This will help farmers manage risks associated with unpredictable weather, pest attacks and other agricultural risks. The scheme also provides assistance to farmers in accessing quality agronomic advice and soil health cards, thereby increasing their productivity and income.

Overall, the Samman Nidhi Yojana is a major step taken by the government to ensure the welfare of small and marginal farmers. It will help them to overcome financial

Eligibility Criteria

Samman Nidhi Yojana is a government initiative that aims to provide direct income support to small and marginal farmers. It is part of the Pradhan Mantri Kisan Maan-Dhan Yojana (PM-KMY). To be eligible for the Samman Nidhi Yojana, farmers must have less than two hectares of cultivable land, and an annual income of less than Rs. 6 lakh. They should also have an Aadhaar card, a valid bank account and a PAN card.

In 2019-2020, the government allocated a budget of Rs. 6,000 crore for the Samman Nidhi Yojana, with a target to cover 8.69 crore farmers. This scheme has already benefited over 50 million farmers across the country, providing them with an income support of Rs. 6,000 per year.

The government has also introduced several measures to simplify the application process of the Samman Nidhi Yojana. Farmers can apply for the scheme online using the PM-KISAN portal, or by submitting a physical form at their nearest Common Service Centre. For additional details, farmers can contact their local agriculture department.

The Samman Nidhi Yojana is a great step towards providing financial assistance to small and marginal farmers. It provides them with a financial cushion that can help them manage their farming costs and other expenses with ease. This scheme is a testament to the government’s commitment to uplifting the lives of farmers.

Benefits of Scheme

Samman Nidhi Yojna is a Government of India scheme launched in 2019 to provide financial assistance of Rs. 6000 per year to the poorest of the poor – small and marginal farmers, who are not covered by the PM-Kisan Samman Nidhi Yojana. This scheme is aimed at providing economic support to these farmers and enabling them to sustain their livelihoods.

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Under Samman Nidhi Yojna, the eligible farmers receive Rs. 6000 per year, in three equal installments of Rs. 2000 each, directly into their bank accounts. This money is offered to those farmers whose land holdings are up to 2 hectares and contribute to the nation’s food security. The scheme also allows for crop diversification by providing financial support for the production of non-food crops.

The benefits of the Samman Nidhi Yojna are numerous. It provides a much-needed financial boost to farmers and small landholders, allowing them to meet their expenses and sustain their livelihoods. This scheme has also helped create employment opportunities in the rural areas. Furthermore, it has helped reduce the poverty levels in the country and has also increased agricultural production.

The scheme has also enabled the farmers to diversify their crops and invest in new agricultural technologies. This has resulted in increased yields along with better quality produce. Additionally, the scheme has also enabled farmers to access better technical and marketing skills and access to better credit facilities.

Overall, Samman Nidhi Yojna has helped in boosting the rural economy and empowering the rural population.

Implementation Process

Samman Nidhi Yojana is a cash transfer scheme launched by the Government of India in 2019 as part of its commitment to providing economic assistance to the poor and vulnerable. This scheme aims to provide financial assistance to small and marginal farmers, aged above 18 years, having cultivable land up to 2 hectares.

The implementation of this scheme is overseen by the Department of Agriculture and Farmers Welfare. The registration process includes the submission of the land registration documents and the completion of an application form. Once the documents are submitted, the applicant will be allotted a unique identification number which is to be used for further interaction with the concerned department.

In order to receive the benefits of the scheme, the farmers need to comply with certain conditions such as the maintenance of prescribed soil health card and the completion of other agricultural activities. The amount of assistance received by the applicants is based on their eligibility and the number of acres of land cultivated by them.

The amount disbursed under the scheme is credited directly in the bank account of the beneficiary through Direct Benefit Transfer (DBT). The scheme also provides for an insurance cover for the farmers against death or disability due to accidents or any other natural calamity.

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In order to ensure transparency and proper implementation of the scheme, the Government of India has launched an online portal which provides information on the status of the applications, the payment status and other details related to the scheme. This portal also helps to track any discrepancies in the implementation of the scheme. Overall, the Samman Nidhi Yojana is an important step towards providing


The Samman Nidhi Yojna is a government scheme in India which provides financial assistance to small and marginal farmers and agricultural labourers. This scheme is aimed at supporting the vulnerable sections of society who are affected by the volatile market prices of crops and other agrarian issues.

Under the Samman Nidhi Yojna, financial assistance of up to Rs. 6000 per annum is provided to small and marginal farmers, as well as agricultural labourers. This scheme is applicable to those who have agricultural holdings of two hectares or less, and are registered with the state government.

The scheme is also available to registered workers, such as agricultural labourers, sharecroppers, and tenants of agricultural land. Additionally, all beneficiaries must have a bank account and be a resident of India.

According to the Ministry of Agriculture, the Samman Nidhi Yojna has already helped more than 14 million farmers and agricultural labourers in 2020. This scheme has enabled them to meet the challenges of volatile market prices, thereby helping to reduce rural poverty and improve the standard of living in rural areas.

Moreover, the government has launched various other initiatives to help the rural population, such as the Pradhan Mantri Kisan Maandhan Yojana and the Pradhan Mantri Fasal Bima Yojana, which are providing additional financial security and insurance cover to farmers.


Samman Nidhi Yojana is a pioneering welfare scheme that has been instrumental in improving the quality of life for millions of people across India. It has empowered the underprivileged by providing them with financial assistance and support to cover basic needs such as food and housing. The scheme has also enabled people to avail of other benefits such as health care and education. The scheme has been welcomed by both the government and the public and has been instrumental in improving the socio-economic status of those who have benefited from it. As we move forward, it is important to ensure the scheme is sustained and expanded to benefit more people in India. We must continue to work together to ensure that the scheme reaches more people and is constantly improved upon. Every effort we make today will pay off in the future, as it will help to secure a brighter, more equitable tomorrow.

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